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Because no-one likes hanging around, applying for a first direct Personal Loan is fast, easy and remarkably pain-free. If you can see any changes in your circumstances coming up that could increase your outgoings or reduce your disposable income, please give us a call on 03 456 100 199**. Because we only lend responsibly, we'll work with you to make sure you can afford your borrowing over the whole term of the loan.

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Getting approved for one is relatively easy and a personal loan in the Philippines doesn't usually require a collateral.

This can help you supplement important or emergency expenses such as school tuition fees, home renovation projects or business capital.

Before you act on this or any advice, please consider if it's right for you.

Read the relevant product disclosure documents as well as the before making a decision and consider whether the product is appropriate for you. Note: you must draw down on your Get Set loan within 60 days of its approval or your loan account will be closed.

It depends - have a play with the loan calculator and you'll see that the rate you receive depends on the amount you want to borrow, and we'll also take into account your individual financial circumstances.