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Purchase an e-gift card (or e-code), and you'll be able to use it right away.

Both Costco and Sam's Club sell gift cards for less than their face value (usually about 15-20% less).

There are two types of gift cards: those with dollar values and those for specific goods and services, such as a spa day or hotel stay, which do not indicate a dollar value.

Gift cards within Nova Scotia may not have expiry dates. The objective of these regulations is for consumers to be able to keep the dollar value of the gift cards or certificates at any time, much like the value of cash. Prepaid telephone cards and some other things you may pre-pay such as event tickets, gym memberships, coupons and points or loyalty cards, are not considered "gift cards." Back to top Cards issued for charitable purposes are those cards that businesses give to charity to help raise funds, such as a $20 gift card donated by a store for use in a fund-raising auction.

Back to top Dormancy fees, sometimes called inactivity fees, are fees taken off the balance of the card after a certain number of months that the card is not used.